Very nice piece of digital art, although it's a little rough around the edges. The boat has a white boarder around it that look like remains of another picture that you might have cut it out of.

Take that out and you'll have a very awesome picture (IMO of course). I know I say this all the time, to everyone...but if your using PSP, make the jump over to Photoshop. Especially if you want to get seriously involved with digital art.